By Ernie J. Zelinski
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(Facts, Quotes, and Sayings about Money and the Importance of Money for the Retired and the Soon-to-Be Retired)

Money in Retirement Image

Can I retire with the money I have in the bank and in my Social Security entitlements at my retirement age?

Over three-quarters (76%) of non-retired adults are worried that they may not have enough money to live on in retirement.

In the pre Great Recession era, 69% of boomers said they were worried about how inflation would erode their purchasing power during retirement

Research has shown that nearly half of all workers in the United States have less than $25,000 in total savings. Even more startling is the fact that slightly more than one in five workers say they have no savings of any kind.

Fact is, over 90 percent of people can save more money if they put their minds to it by adhering to money saving tips and debt management principles. Almost everyone, from people earning just above the poverty line to people with upper six-figure salaries, spends 50 to 75 percent more than they need to on their daily expenses.

Also see Investing and Spending Your Money Wisely in Retirement 

Quotes about Importance of Money in Retirement

Here are some quotations about the importance of money in retirement to keep things in proper perspective.

I have enough money to last me the rest of my life, unless I buy something.
— Jackie Mason

Retirement? Are you kidding! Only one generation of Americans was ever fortunate enough to have the luxury of retirement. The rest of Americans will probably die in a Walmart parking lot while on duty [working in a retirement job].
— Unknown wise person, in response to an online retirement article

It is better to have a permanent income than to be fascinating.
— Oscar Wilde

Riches are chiefly good because they give us time.
— Charles Lamb

There are seven sins in the world: Wealth without work,
Pleasure without conscience, Knowledge without character,
Commerce without morality, Science without humanity,
Worship without sacrifice and politics without principle.
— Mahatma Gandhi

The chief value of money lies in the fact that one lives in a world in which it is overestimated.
— H. L. Mencken

There is nothing more demoralizing than a small but adequate income.
— Edmund Wilson

Whether you wind up with a nest egg or a goose egg depends on the kind of chick you married.
— from Wall Street Journal

If you don't want to work [in retirement] you have to work to earn enough money so that you won't have to work.
— Ogden Nash

From birth to age 18, a girl needs good parents, from 18 to 35 she needs good looks, from 35 to 55 she needs a good personality, and from 55 on she needs cash.
— Sophie Tucker

I don't like money, but it quiets my nerves.
— Joe Louis

Money makes the world go around — that and other stupid clichés.
— Unknown wise person

Having money is rather like being a blond. It is more fun but not vital.
— Mary Quant

There is no fortress so strong that money cannot take it.
— Cicero

When I was young I thought that money was the most important thing in life; now that I am old I know that it is.
— Oscar Wilde

It frees you from doing things you dislike. Since I dislike doing nearly everything, money is handy.
— Groucho Marx

A feast is made for laughter, and wine maketh merry: but money answereth all things.
— Hebrew Bible. Ecclesiastes 10:19

When a man says money can do anything, that settles it. He doesn't have any.
— Ed Howe

There are people who have money and people who are rich.
— Coco Chanel

When you retire, your house is your home. Don't look at it as an investment. You can convert it if you need to, but if you're retiring because of the equity in your house, you better get back to work.
— Robert Doyle (CPA with Spoor, Doyle & Associates in St. Petersburg, Fla)

Retirement can be a great joy if you can figure out how to spend time without spending money.
— Unknown wise person


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Retirement: It's nice to get out of the rat race, but you have to learn to get along with less cheese.
— Gene Perret

You can be young without money but you can't be old without it.
— Tennessee Williams

I have now the gloomy prospect of retiring from office loaded with serious debts, which will materially affect the tranquility of my
— Thomas Jefferson

Where is your focus?
On money or spirit?
On the goals you want or
on the spirit that
brings them?
Truth is, money is a symbol.
If you focus on the energy it
represents, you will alttract it.
— Joe Vitale

The key to a happy retirement is to have enough money to live on, but not enough to worry about.
— Unknown wise person

Money speaks sense in a language all nations understand.
— Aphra Behn

That money talks
I'll not deny,
I heard it once:
It said, "Good-bye."
— Richard Armour

Where there is money, there is fighting.
— Marian Anderson

Money will say more in one moment than the most eloquent lover can in years.
— Henry Fielding

Cocaine is God's way of telling you you have too much money.
— Robin Williams

You can never truly receive money as a gift.
— Michael Phillips

To be handed a lot of money is to be handed a glass sword, blade first. Best handle it very carefully, sir, very slowly while you puzzle what it's for.
— Richard Bach

We have a balance of $0.32 in the bank — Which makes us four-and-a-half
trillion dollars richer than the federal government.
— Jim Borgman

Note: See Saving Money for Retirement on The Retirement Cafe for information on how to save more money for retirement and Why Money Talks in Retirement



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by Ernie J. Zelinski — All Rights Reserved
Author of The World's Best Retirement Book

 I will do today
what others won't,
so I will have
tomorrow what
others don't.
— John Addison
No organization — government or
otherwise — can take great care of you in retirement.     Organizations aren't capable of this — only  you are!
— from Life's Secret Handbook

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Surveys of seniors overwhelmingly      suggest that higher incomes don't drive satisfaction in   retirement. That said, there is a minimum
of income required to enjoy retirement.
— Dan Richards
I'm regularly asked     what my [retirement]  plan is, and I    deliberately don't have much of a plan. I've had lots of plans in my life and it might be nice to have a period      that is less planned.
— Malcolm Hamilton, Expert on Pensions 
& Retirement Planning

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